All lawsuit guides

Find the exact debt lawsuit guide for the plaintiff and state on your summons.

Browse Answered guides by plaintiff, state, and plaintiff type. Each guide links to state-specific deadlines, common defenses, what the plaintiff must prove, and the Answer Packet path for getting started.

1088
lawsuit guides
34
plaintiffs
32
states

Deadline hub

Start with the deadline and limitations period

If you are deciding which plaintiff guide applies, first confirm the state, court track, response deadline, and whether the account may be time-barred. The deadline table is built for that first pass and links back into each state guide.

Browse by plaintiff

Debt collectors, debt buyers, and creditors

Start here when the lawsuit names a company like LVNV, Midland, Portfolio Recovery, Wells Fargo, Chase, Synchrony, Capital One, or TD Bank.

Absolute Resolutions Investments LLC

32 state guides

American Express National Bank

32 state guides

Asset Acceptance LLC

32 state guides

Bank of America, N.A.

32 state guides

BCG Equities LLC

32 state guides

Buyers Holdings LLC

32 state guides

CACH LLC

32 state guides

Capital One Bank

32 state guides

Cavalry SPV I LLC

32 state guides

Citibank, N.A.

32 state guides

Comenity Bank / Bread Financial

32 state guides

Credit One Bank, N.A.

32 state guides

Crown Asset Management LLC

32 state guides

Denali Capital LLC

32 state guides

Discover Bank

32 state guides

DNF Associates LLC

32 state guides

Duke Capital LLC

32 state guides

Forsythe Finance LLC

32 state guides

Galaxy International Purchasing LLC

32 state guides

Independence Capital Recovery LLC

32 state guides

Jefferson Capital Systems LLC

32 state guides

JPMorgan Chase Bank, N.A.

32 state guides

LVNV Funding LLC

32 state guides

Midland Credit Management / Midland Funding

32 state guides

NCB Management Services Inc.

32 state guides

Plaza Services LLC

32 state guides

Portfolio Recovery Associates LLC

32 state guides

Resurgent Capital Services LP

32 state guides

Salander Enterprises LLC

32 state guides

Synchrony Bank

32 state guides

TD Bank, N.A.

32 state guides

Unifund CCR LLC

32 state guides

Velocity Investments LLC

32 state guides

Wells Fargo Bank, N.A.

32 state guides

Browse by state

All plaintiff guides for each state

Use this view when you know the court state first and want to compare the most common plaintiffs suing consumers there.

Alabama

34 plaintiff guides

Arizona

34 plaintiff guides

California

34 plaintiff guides

Colorado

34 plaintiff guides

Connecticut

34 plaintiff guides

Florida

34 plaintiff guides

Georgia

34 plaintiff guides

Illinois

34 plaintiff guides

Indiana

34 plaintiff guides

Iowa

34 plaintiff guides

Kentucky

34 plaintiff guides

Louisiana

34 plaintiff guides

Maryland

34 plaintiff guides

Massachusetts

34 plaintiff guides

Michigan

34 plaintiff guides

Minnesota

34 plaintiff guides

Missouri

34 plaintiff guides

Nevada

34 plaintiff guides

New Jersey

34 plaintiff guides

New York

34 plaintiff guides

North Carolina

34 plaintiff guides

Ohio

34 plaintiff guides

Oklahoma

34 plaintiff guides

Oregon

34 plaintiff guides

Pennsylvania

34 plaintiff guides

South Carolina

34 plaintiff guides

Tennessee

34 plaintiff guides

Texas

34 plaintiff guides

Utah

34 plaintiff guides

Virginia

34 plaintiff guides

Washington

34 plaintiff guides

Wisconsin

34 plaintiff guides

Browse by plaintiff type

Debt buyer guides vs original creditor guides

Debt-buyer cases usually turn on ownership, chain of title, and assignment documents. Original-creditor cases usually focus on account records, amount calculation, service, limitations, and arbitration.

Debt buyer lawsuit guides

736 guides

Original creditor lawsuit guides

352 guides

Not sure which guide applies?

Enter the case basics from your summons and complaint. Answered starts with the filing-formatted Answer Packet, then lets you upload papers later for a deeper scan.

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