Standing
The named plaintiff must have the right to sue on the specific account. In debt-buyer cases, that usually means proving a valid transfer from the original creditor through each later owner.
Debt buyer lawsuit directory
Debt buyers like LVNV Funding, Midland Funding, Portfolio Recovery Associates, Cavalry SPV, Jefferson Capital, and Velocity Investments file lawsuits after buying charged-off accounts. Use this directory to identify the plaintiff, check state-specific lawsuit guides, and start an Answer Packet before the court deadline passes.
Answer Packet $60. Full Defense $99. Answered provides self-help legal information and document automation, not legal advice or representation.
Highest-volume plaintiffs
These are the debt buyers most likely to appear in high-intent searches and state-specific lawsuit guides. Start with the name exactly as it appears on your summons or complaint.
LVNV Funding LLC
Common source creditors: Citibank, HSBC, Capital One, GE Capital.
Midland Credit Management Inc.
Common source creditors: Citibank, Chase, Bank of America, Capital One.
Portfolio Recovery Associates LLC
Common source creditors: Capital One, Synchrony Bank, Bank of America, Chase.
Cavalry SPV I LLC
Common source creditors: Citibank, HSBC, Bank of America, Chase.
Jefferson Capital Systems LLC
Common source creditors: Fingerhut, FNBO Direct, Credit One Bank, CompuCredit.
Velocity Investments LLC
Common source creditors: Citibank, Capital One, Synchrony Bank, GE Capital.
What matters in court
A debt buyer is usually not the company that issued the credit card or account. That creates proof questions that belong in your Answer, discovery plan, and case review.
The named plaintiff must have the right to sue on the specific account. In debt-buyer cases, that usually means proving a valid transfer from the original creditor through each later owner.
A generic bill of sale may not identify your account. Look for account-level schedules, transfer dates, seller and buyer names, and each assignment in the chain.
Debt buyers often rely on affidavits and summaries. The records still need to connect the balance, original creditor, last payment, charge-off amount, and claimed fees.
Debt buyers buy older accounts. The last payment date, charge-off date, filing date, and state limitations period can change the defense picture quickly.
All debt buyer profiles
Each profile explains who the company is, common original creditors, regulatory history where relevant, and links into state-specific lawsuit response pages.
LVNV Funding LLC
Portfolio Recovery Associates LLC
Midland Credit Management Inc.
Jefferson Capital Systems LLC
Cavalry SPV I LLC
Asset Acceptance LLC
Velocity Investments LLC
CACH LLC
Crown Asset Management LLC
Resurgent Capital Services LP
Encore Capital Group Inc.
UNIFUND CCR LLC
NCB Management Services Inc.
DNF Associates LLC
Absolute Resolutions Investments LLC
Galaxy International Purchasing LLC
Plaza Services LLC
Denali Capital LLC
Independence Capital Recovery LLC
Buyers Holdings LLC
Duke Capital LLC
Forsythe Finance LLC
BCG Equities LLC
Salander Enterprises LLC
State-specific response
The same debt buyer can face different pleading, proof, filing, and deadline rules depending on the court state. These state guides are the highest-priority entry points.
Common lawsuit signs
Answer Packet
If you were served with a debt-buyer lawsuit, the first commercial problem is the court deadline. Answered helps you start with the case basics from the summons and create a filing-formatted Answer Packet. You can upload papers later for deeper proof, exhibit, and chain-of-title review.