NCB Management Services Inc.

Corporate structure

Who owns NCB Management Services Inc.?

NCB Management Services Inc. is an independent debt buyer with no publicly documented parent company.

Common original creditors whose accounts NCB Management Services Inc. has purchased include: Various banks and financial institutions, Credit card issuers, Auto lenders.

Your next steps

What to do if NCB Management Services Inc. is suing you

1. 1
   Find your deadline immediatelyYou have a limited number of days to file your Answer after being served — typically 20 to 35 days depending on your state. Missing this deadline results in a default judgment. Check your state’s guide for the exact deadline.
2. 2
   Demand proof of ownershipNCB Management Services Inc. must prove a valid, unbroken chain of assignment from your original creditor. In your Answer, raise lack of standing and require the plaintiff to produce the bill of sale and account-level documentation.
3. 3
   Check the statute of limitationsDebt buyers sometimes sue on old accounts. If the limitations period in your state has run since your last payment or the charge-off date, you may have a complete defense. Look up the state guide for your jurisdiction.
4. 4
   File your Answer — even if you plan to settleFiling a timely Answer preserves all your defenses and gives you leverage to negotiate a better settlement. Do not ignore the lawsuit expecting it to go away. See your state’s defense guide.

Frequently asked questions

Common questions about NCB Management Services Inc.

• Who is NCB Management Services Inc.?

  NCB Management Services Inc. is a debt buyer and collector based in Trevose, Pennsylvania. It purchases charged-off consumer debt from banks and other lenders and collects through in-house staff and attorneys.

• Why is NCB Management Services suing me?

  NCB purchased your account from your original creditor and is attempting to collect through the courts. Like most debt buyers, NCB must prove it owns the debt and that the claim is timely.

• Can I challenge NCB's standing to sue?

  Yes. Raise lack of standing in your Answer, requiring NCB to produce a complete chain of assignment from the original creditor with account-level documentation.

• Is the statute of limitations relevant to an NCB claim?

  Yes. If the limitations period in your state has run, raise it as an affirmative defense. Check the state guide for your jurisdiction for the applicable period.

• Has NCB Management Services faced regulatory enforcement?

  No significant public regulatory enforcement actions against NCB Management Services Inc. are known at this time. NCB is subject to the FDCPA and applicable state consumer protection laws.

• What should I do if NCB Management Services is suing me?

  File a timely Answer before your state's deadline, deny the material allegations, and raise all available defenses. Do not ignore the lawsuit — a default judgment allows wage garnishment.

State defense guides

Sued by NCB Management Services Inc.? Find your state