Buyers Holdings LLC

Corporate structure

Who owns Buyers Holdings LLC?

Buyers Holdings LLC is an independent debt buyer with no publicly documented parent company.

Common original creditors whose accounts Buyers Holdings LLC has purchased include: Various banks and financial institutions, Credit card issuers.

Your next steps

What to do if Buyers Holdings LLC is suing you

1. 1
   Find your deadline immediatelyYou have a limited number of days to file your Answer after being served — typically 20 to 35 days depending on your state. Missing this deadline results in a default judgment. Check your state’s guide for the exact deadline.
2. 2
   Review proof of ownershipBuyers Holdings LLC generally needs evidence connecting your account from the original creditor to the named plaintiff. Your Answer and follow-up documents can preserve standing and chain-of-title issues for review.
3. 3
   Check the statute of limitationsDebt buyers sometimes sue on old accounts. If the limitations period in your state has run since your last payment or the charge-off date, you may have a complete defense. Look up the state guide for your jurisdiction.
4. 4
   File your Answer — even if you plan to settleFiling a timely Answer preserves all your defenses and gives you leverage to negotiate a better settlement. Do not ignore the lawsuit expecting it to go away. See your state’s defense guide.

State-specific defense guides

Read the Buyers Holdings LLC defense guide for your state

Frequently asked questions

Common questions about Buyers Holdings LLC

• Who is Buyers Holdings LLC?

  Buyers Holdings LLC is a debt buyer that purchases charged-off consumer debt and pursues collection through attorneys across multiple states.

• Why is Buyers Holdings LLC suing me?

  Buyers Holdings purchased your account and is attempting to collect through the courts.

• Can I challenge Buyers Holdings' right to sue me?

  Yes. Raise lack of standing in your Answer and require Buyers Holdings to produce a valid chain of assignment from the original creditor.

• Is the statute of limitations relevant to a Buyers Holdings claim?

  Yes. If the limitations period has run in your state, raise it as an affirmative defense.

• Has Buyers Holdings LLC faced regulatory enforcement?

  No significant public regulatory enforcement actions against Buyers Holdings LLC are known at this time. Buyers Holdings is subject to the FDCPA and applicable state consumer protection laws.

• What should I do if Buyers Holdings is suing me?

  File a timely Answer before your state's deadline, deny the material allegations, and raise all available defenses.

State defense guides

Sued by Buyers Holdings LLC? Find your state