Answered pricing

Start free. One price when you're ready.

Check the deadline, case fit, and proof issues before payment. If your case passes the readiness check, one unlock covers the whole response job: the Full Defense Packet - $99 — one-time, no subscription.

Consumer debt lawsuit defense in 32 states. Start free — Answered checks whether it can build your defense before you pay anything.

You pay only after your deadline and a preview. Self-help software, not a law firm.

Check my deadline freeSee what's inside the packet

The one paid unlock

Full Defense Packet - $99

one-time — no subscription, 60-day court-acceptance guarantee

Need to split it? Klarna pay-over-time is available at checkout — typically four interest-free payments. Klarna decides eligibility; Answered charges nothing extra.

Your packet is generated the moment checkout completes — the Answer, proof-issue report, and checklists are ready to download the same night. No waiting on mail or a queue.

Everything for one supported case in one unlock: the court-ready self-help Answer, your case's proof-issue report in full, filing checklist, service checklist, deadline reminders, document organizer, next-step and hearing-prep tools, email support, and case-scoped self-help information using your saved facts, citations, and approved Answered templates; chat does not tell you what to file or predict outcomes.

  • Court-ready self-help Answer, formatted for your state
  • Your full proof-issue report — every finding, fully explained
  • Case-appropriate motions where your case supports them — compel arbitration, debt-buyer standing, statute-of-limitations
  • Settlement-response letters you control — you keep 100% of any savings. Answered takes no percentage. No result is guaranteed.
  • Filing checklist, service checklist, and proof-saving steps
  • Deadline reminders, document organizer, and next-step planning
  • Hearing-prep tools and case-scoped self-help chat
  • Email support from Answered
  • No subscription — one case, one price
Preview the $99 packet free

Prefer it handled?

Filed-For-You — $149 total

$99 now for the packet + $50 Mail Filing when your signed packet is ready

Same packet, plus the printing and certified mail handled for you. Where the mail-filing service is available, Answered prints your signed documents, mails them with tracking to the court and the plaintiff’s side, and shows delivery status in your workspace. Nothing is charged for mailing until you approve that step.

  • Everything in the Full Defense Packet
  • Print, certified mail, and delivery tracking — court copy and plaintiff copy
  • You still review and sign your documents first
  • Offered where state, court, document, and deadline checks support the service

The 60-day court-acceptance guarantee

If Answered cannot deliver the product you bought, or a court rejects your Answer because of a defect in the document Answered generated, we fix it free and refund you 100% — within 60 days of purchase.

And you only pay if Answered can build your defense: the deadline and case-fit check is free, and checkout appears only after your saved case passes the readiness check. One-time payment — no subscription.

The refund is about whether Answered delivered a working, court-acceptable document workflow, not whether you win, settle, avoid default, get a dismissal, reduce the debt, or like the court outcome. Full refund policy.

Court fees and individual attorney review are separate — see the FAQ below. Answered is self-help software, not a law firm. It does not represent you. It helps organize facts you confirm and prepare documents you review, sign, file, and serve yourself. Always verify deadlines and filing rules with your summons, docket, clerk instructions, court rules, or a licensed attorney.

The honest comparison

Your four options tonight, priced honestly.

Do nothing

"Free" — until the default judgment

Most debt lawsuits end in default judgment because the defendant never responds. Courts can enter judgment for the full amount claimed plus costs, with wage garnishment where state law allows. See the court data

Hire a lawyer

$349/hour U.S. average

Clio 2026 Legal Trends survey: $349/hour average U.S. lawyer rate, $353/hour for civil litigation. A few hours can cost more than many of these claims — and if you can afford a lawyer, hire one. The honest lawyer-vs-self-help math

DIY from forum posts

Free

Courts publish Answer forms, and filing anything yourself always beats silence. The risk is procedural: a formatting, deadline-counting, or service mistake can still cost you the case. Free state-by-state guides

Answered

$99 once

Deadline-checked, court-format Answer, full proof-issue report, and filing and service checklists. Case fit is checked before payment, and the deadline check is free. Check my deadline free

You've seen what the preview shows for free. The other three options don't get cheaper by waiting — and your deadline doesn't move. Case fit is checked before payment either way.

Common pricing questions

How much does Answered cost?

One price: the Full Defense Packet - $99, a one-time unlock for one supported case. The deadline check, case-fit check, and packet preview are free, and there is no subscription.

What is included in the $99 Full Defense Packet?

Everything for one case: the court-ready self-help Answer formatted for your state, your full proof-issue report, filing and service checklists, deadline reminders, document organizer, hearing-prep tools, case-scoped self-help chat, and email support. Prefer the printing and mailing handled? The Filed-For-You option totals $149 — $50 Mail Filing is added only when your signed packet is ready, where available.

How fast do I get my documents?

Instantly. Your packet is generated the moment checkout completes — the Answer, proof-issue report, and checklists are ready to download the same night. Nothing is mailed to you and there is no queue; filing with the court is your step, with a checklist for it.

Can I check my deadline before paying?

Yes. Start free. Answered checks the state, court name, case type, deadline facts, and common proof issues from your papers before checkout.

Is this a subscription?

No. The Full Defense Packet is a one-time purchase for an eligible saved case that passes the readiness check. There is no monthly plan.

Are court fees or individual attorney review included?

No. Court fees, filing fees, service costs, individual attorney review, and representation are not included unless a separate eligible service clearly says so.

Start free

Check support before paying anything.

Start with the deadline and the court listed on your papers. If Answered supports this type of case, one unlock covers the whole response job.

Check my deadline free