The one paid unlock

The Full Defense Packet: the Answer plus everything after it.

Full Defense Packet — $99, one time. No subscription. One-time purchase. No subscription.

Check your deadline and case fit free. If the saved case passes the readiness check, one $99 unlock covers the court-ready self-help Answer, your full proof-issue report, filing and service checklists, deadline reminders, document organization, next-step planning, hearing prep, email support, and case-scoped self-help chat.

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What is included

One packet for “file the Answer” and the part of the case that starts after it.

Court-ready self-help Answer built from the case details you confirm, for the eligible saved case.
Your case’s full proof-issue report: ownership, amount, standing, timing, and document gaps.
Case-appropriate motions where your state and your agreement support them — a motion to compel arbitration, a debt-buyer standing challenge, and a statute-of-limitations defense.
Settlement-response letters you control after the Answer — you set every number and keep 100% of any savings; Answered never takes a percentage. No result is guaranteed.
Filing checklist and service checklist written for a self-represented defendant.
Workspace tools: deadline reminders, document organizer, next-step planning, and hearing prep.
Email support and case-scoped self-help chat: case-scoped self-help information using your saved facts, citations, and approved Answered templates; chat does not tell you what to file or predict outcomes.
No subscription and no monthly billing. Pay once.

One product

One unlock. The Answer, the proof-issue report, and the workspace tools together.

One unlock covers the urgent deadline job and everything after it.

The Full Defense Packet - $99 includes the court-ready Answer, your full proof-issue report, and the filing and service checklists you need before default risk grows. There is no smaller paid tier to choose first.

Workspace tools are included, not an upgrade.

Debt-buyer proof organization, document tracking, deadline reminders, hearing prep, and next-step planning come with the packet. Nothing about the workspace pretends the software is your lawyer.

Split the payment if that helps.

Full Defense Packet — $99, one time. No subscription. Either way it is a one-time purchase with no subscription.

Self-help boundaries

Answered can help prepare self-help documents that raise common issues in debt-buyer cases. You decide what to file, and a court decides whether any defense, motion, or claim applies.
Answered is self-help software, not a law firm. It does not represent you. It helps organize facts you confirm and prepare documents you review, sign, file, and serve yourself. Always verify deadlines and filing rules with your summons, docket, clerk instructions, court rules, or a licensed attorney.

FAQ

Is the Full Defense Packet required?

It is the one paid unlock. Checking your deadline and case fit is free. If the saved case passes the readiness check, the Full Defense Packet - $99 is the single purchase that unlocks the Answer, the full proof-issue report, the checklists, and the workspace tools. There are no tiers and no subscription.

What is included in the Full Defense Packet?

Everything for one supported case in one unlock: the court-ready self-help Answer, your case's proof-issue report in full, filing checklist, service checklist, deadline reminders, document organizer, next-step and hearing-prep tools, email support, and case-scoped self-help information using your saved facts, citations, and approved Answered templates; chat does not tell you what to file or predict outcomes.

Can I split the payment?

Yes. Full Defense Packet — $99, one time. No subscription.

Is this legal advice or individual attorney review?

Answered is self-help software, not a law firm. It does not represent you. It helps organize facts you confirm and prepare documents you review, sign, file, and serve yourself. Always verify deadlines and filing rules with your summons, docket, clerk instructions, court rules, or a licensed attorney.

Can I check support before paying?

Consumer debt lawsuit defense in 32 states. Start free — Answered checks whether it can build your defense before you pay anything. Check your deadline free before any paid packet decision. You pay only after your deadline and a preview. Self-help software, not a law firm.

What if the product cannot unlock for my case?

60-day guarantee: if Answered cannot generate or deliver the supported self-help product you bought, or a court rejects your Answer because of a defect in the document Answered generated, we fix it free and refund you 100%. Refunds do not depend on the court result. Refunds do not extend court deadlines or depend on the case outcome.

Start free

Check the deadline free, then decide on the one unlock.

Answered should confirm the state, court listed on your papers, and case type before payment.

Check deadline and support free