Plaza Services LLC

Corporate structure

Who owns Plaza Services LLC?

Plaza Services LLC is an independent debt buyer with no publicly documented parent company.

Common original creditors whose accounts Plaza Services LLC has purchased include: Various banks and financial institutions, Credit card issuers, Auto lenders.

Your next steps

What to do if Plaza Services LLC is suing you

1. 1
   Find your deadline immediatelyYou have a limited number of days to file your Answer after being served — typically 20 to 35 days depending on your state. Missing this deadline results in a default judgment. Check your state’s guide for the exact deadline.
2. 2
   Demand proof of ownershipPlaza Services LLC must prove a valid, unbroken chain of assignment from your original creditor. In your Answer, raise lack of standing and require the plaintiff to produce the bill of sale and account-level documentation.
3. 3
   Check the statute of limitationsDebt buyers sometimes sue on old accounts. If the limitations period in your state has run since your last payment or the charge-off date, you may have a complete defense. Look up the state guide for your jurisdiction.
4. 4
   File your Answer — even if you plan to settleFiling a timely Answer preserves all your defenses and gives you leverage to negotiate a better settlement. Do not ignore the lawsuit expecting it to go away. See your state’s defense guide.

Frequently asked questions

Common questions about Plaza Services LLC

• Who is Plaza Services LLC?

  Plaza Services LLC is a debt buyer and collector based in the Atlanta, Georgia area. It purchases charged-off consumer debt and collects through in-house staff and attorneys across multiple states.

• Why is Plaza Services LLC suing me?

  Plaza Services purchased your account from your original creditor and is attempting to collect the full balance through the courts.

• Can I challenge Plaza Services' standing to sue?

  Yes. Raise lack of standing in your Answer and require Plaza Services to produce a complete chain of assignment from the original creditor.

• Is the statute of limitations relevant to a Plaza Services claim?

  Yes. If the limitations period has run in your state, raise it as an affirmative defense.

• Has Plaza Services LLC faced regulatory enforcement?

  No significant public regulatory enforcement actions against Plaza Services LLC are known at this time. Plaza Services is subject to the FDCPA and applicable state consumer protection laws.

• What should I do if Plaza Services is suing me?

  File a timely Answer before your state's deadline, deny the material allegations, and raise all available defenses.

State defense guides

Sued by Plaza Services LLC? Find your state