Orion Capital Solutions, LLC

Corporate structure

Who owns Orion Capital Solutions, LLC?

Orion Capital Solutions, LLC is an independent collection agency with no publicly documented parent company.

Accounts Orion Capital Solutions, LLC commonly collects come from: Fintech and installment lenders (client accounts), Credit card and retail credit (client accounts), Debt buyers such as Security Credit Services (as collector).

Proof checklist

What to check before you admit, pay, or ignore the lawsuit

A debt-buyer profile is useful only if it helps you act on the papers in front of you. Start with deadline and court track, then review these proof points before default pressure becomes the main issue.

Common issues to review may include whether the plaintiff can prove ownership chain, amount, standing or authority to sue, account documents, timing, service, and assignment paperwork. Answered helps you preserve and organize issues for review; it does not decide what arguments you should make. Consumer debt lawsuit defense in 32 states. Start free — Answered checks whether it can build your Answer before you pay anything. Check your deadline free before any paid packet decision.

Your next steps

What to do if a lawsuit follows Orion Capital Solutions, LLC's collection

1. 1
   Find your deadline immediatelyYou have a limited number of days to file your Answer after being served — typically 20 to 35 days depending on your state. Missing this deadline results in a default judgment. Check your state’s guide for the exact deadline.
2. 2
   Review proof of ownershipThe named plaintiff — usually the creditor or debt buyer Orion Capital Solutions, LLC collects for — generally needs evidence connecting your account from the original creditor to itself. Your Answer and follow-up documents can preserve standing and chain-of-title issues for review.
3. 3
   Check the statute of limitationsCollection plaintiffs sometimes sue on old accounts. If the limitations period in your state has run since your last payment or the charge-off date, you may have a complete defense. Look up the state guide for your jurisdiction.
4. 4
   File your Answer — even if you plan to settleFiling a timely Answer preserves all your defenses and gives you leverage to negotiate a better settlement. Do not ignore the lawsuit expecting it to go away. See your state’s defense guide.

Frequently asked questions

Common questions about Orion Capital Solutions, LLC

• Who is Orion Capital Solutions, LLC?

  Orion Capital Solutions is a third-party debt collection agency based in Orchard Park, New York, with an office in Fort Myers, Florida. It collects delinquent fintech, installment-loan, credit-card, and retail accounts on behalf of creditor clients rather than buying debt for itself. It is a different company from Orion Portfolio Services, LLC.

• Is Orion Capital Solutions suing me, or is someone else?

  Usually someone else. No court record was found with Orion Capital Solutions as plaintiff — in located cases it appears as defendant, in one alongside debt buyer Security Credit Services, which is consistent with collecting for debt owners who file the suits. Read the case caption on your summons: the named plaintiff is the entity that must prove ownership, amount, and timeliness.

• How many CFPB complaints does Orion Capital Solutions have?

  The CFPB consumer complaint database records 112 complaints naming Orion Capital Solutions LLC (all-time, checked July 2026), most under debt collection — the leading issues involve communication tactics and contacting third parties. Complaints are consumer-submitted reports, not verified findings of wrongdoing.

• Has Orion Capital Solutions faced regulatory enforcement?

  No. The CFPB enforcement database lists no action against Orion Capital Solutions, and no FTC or state attorney-general action was found (checked July 2026). The only "Orion" in the CFPB enforcement database is Orion Processing, LLC — an unrelated debt-relief company. Private consumer lawsuits under the FDCPA exist, which are not regulatory enforcement.

• Is Orion Capital Solutions legit, or is it a scam?

  Legitimate: a real, BBB-accredited collection agency and an RMAI member. Verify any contact independently before paying anyone, and ask for written validation of the debt — legitimate is not the same as proven, and whoever owns the account still has to document it.

• What should I do if a lawsuit follows Orion Capital Solutions' calls?

  Identify the actual plaintiff from the case caption, then check your Answer deadline — it runs from the date you were served and is set by your state. File a timely Answer denying what you cannot verify and raising defenses such as standing, documentation, and statute of limitations, so the case cannot end in a default judgment.

State defense guides

Sued over a collected debt? Find your state