The Answered Blog
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Defense Strategies
What Is a Debt Buyer and How Are They Different from Your Original Creditor?
A debt buyer is not your original creditor. It bought a charged-off account and must prove it owns your specific account, the amount is right, and the lawsuit is timely.
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Defense Strategies
What Is a Default Judgment and How Do You Fight One?
A default judgment can happen when you miss a court deadline or hearing. It can turn an unproven debt claim into a collectible judgment with wage, bank, lien, and post-judgment risks.
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