Debt lawsuit

Served with a debt lawsuit? Check your deadline free.

Start with the state and service date on your summons. If the case is supported, preview a $60 file-ready Answer Packet before paying.

$0 to check deadline. $60 Answer Packet if supported. $99 optional Defense Workspace. No subscription. Payment happens only after you see support and preview information. Answered is self-help software, not a law firm.

Free. No card required.

Check your response deadline free

Choose your state and add the service date from your summons.

$0 to start

$0 to check deadline. $60 Answer Packet if supported. $99 optional Defense Workspace. No subscription. Payment happens only after you see support and preview information. Answered is self-help software, not a law firm.

No paymentNo subscriptionSelf-help documents for supported states
Add plaintiff or court type if you have them

Next: choose photos or type summons details before paying.

No cardNo subscriptionSupport checked before paymentSelf-help software, not a law firm

Answered does not provide legal advice, attorney representation, or any outcome guarantee. Filing may help you avoid losing by silence, but court rules, your summons, docket, clerk instructions, service facts, and local rules control.

1

Check deadline

Use the state and service date from the summons. The court papers and docket control.

2

Confirm support

Answered checks state, court path, case type, and workflow fit before payment.

3

Preview packet

See what the self-help Answer Packet can include before unlocking documents.

4

File and serve

Review, sign, file with the court, serve the plaintiff, and save proof.

Purpose-built for served defendants

This page removes the noise and keeps the sequence simple.

You have court papers. The next move is not a broad research journey. Check the deadline, confirm support, preview the packet, then decide whether to unlock.

File-Ready Answer Packet - $60Unlock a file-ready self-help Answer Packet plus filing and service checklist for a supported debt lawsuit. You review, sign, file, serve, and monitor the court yourself unless a separate filing service is explicitly added.
Defense Workspace - $99Best for users who want the Answer Packet plus deadline reminders, proof-review worksheet, document organizer, next-step checklist, post-filing hearing prep tools, and case-scoped self-help information using your saved facts, citations, and approved Answered templates; chat does not tell you what to file or predict outcomes, where supported. The $60 Answer Packet remains the smaller complete core response product.

Support and safety

Support is checked before checkout.

Check your deadline free. We check whether your state and court path are supported before you pay. If Answered cannot support the state, court path, or case type, the flow should orient you without selling the wrong packet.

Filing stays your responsibility.You file and serve the documents yourself unless you add available mail filing. Answered gives you plain-English filing and service checklists, reminders, and proof-of-service steps so filing feels like following a checklist instead of figuring out court procedure from scratch.