Collection law firm profile
Last verified 2026-07-06· By John DiSalle, founder of Answered
Answered is an independent legal-information product. It is not affiliated with, endorsed by, or connected to Kohn Law Firm S.C..
Quick answer
Kohn Law Firm is a law firm that represents creditors and debt buyers in collection cases — the party suing you is the plaintiff named in the caption, not the firm. Your response deadline runs from the date you were served, so check it before reading deeper background.
Kohn Law Firm S.C. is a Milwaukee-based collections law firm. Its own site describes it as "a full service collections law firm representing financial institutions, creditors, municipalities and insurance companies" and says it has helped clients resolve past-due obligations for more than 60 years. Published federal court opinions record the firm filing collection actions in Wisconsin courts on behalf of creditor clients, including debt buyers. If its name is on your letter or summons, the plaintiff in the caption — not the firm — is the party suing you.
Who they represent
Collection law firms act as counsel: the client — a bank, lender, or debt buyer — is the plaintiff, and the firm files and litigates the case on its behalf. On your summons or letter, the firm name usually appears on the letterhead or signature block, while the client appears in the case caption as the plaintiff.
Creditors and debt buyers that Kohn Law Firm has represented in public court records or its own published materials include: Unifund CCR. (Client relationships change; the plaintiff on your papers controls.)
What it means
A collection letter on law-firm letterhead and a court summons are procedurally different documents, and the difference controls your next step.
Deadlines vary by state and court type. Confirm yours with the court clerk listed on the summons or with the free deadline check above.
Proof burden
Hiring a law firm does not lower the plaintiff’s burden of proof. Whether the plaintiff is an original creditor or a debt buyer, a court can only enter judgment on evidence. See what debt buyers must prove for the full breakdown.
Common issues to review may include whether the plaintiff can prove ownership chain, amount, standing or authority to sue, account documents, timing, service, and assignment paperwork. Answered helps you preserve and organize issues for review; it does not decide what arguments you should make. Consumer debt lawsuit defense in 32 states. Start free — Answered checks whether it can build your Answer before you pay anything. Check your deadline free before any paid packet decision.
Your next steps
Next step
If you just opened court papers, check the deadline before you keep reading.
Not sure what to do next? Start with the free deadline check.
Next 10 minutes: find the service date, court name, case number, plaintiff, and any hearing date on your papers.
Use the next few minutes to check state, service date, plaintiff, and the court listed on your papers. If Answered supports the case, you can unlock a file-ready self-help packet later. Everything for one supported case in one unlock: the court-ready self-help Answer, your case's proof-issue report in full, filing checklist, service checklist, deadline reminders, document organizer, next-step and hearing-prep tools, email support, and case-scoped self-help information using your saved facts, citations, and approved Answered templates; chat does not tell you what to file or predict outcomes. Paid step stays simple: one unlock, the Full Defense Packet - $99 or $33 x 3 weeks. No interest. No credit check. No subscription.
Redacted sample
See what the Full Defense Packet looks like before paying.
This is a fictional, watermarked example with no real personal data. It shows the packet shape: fictional caption, answer structure, filing checklist, service checklist, and proof-review worksheet. Your documents depend on your facts, the court listed on your papers, state rules Answered supports, and what you choose to review before filing.
Fictional caption + answer structure
Court-formatted response
Fictional caption, sample admissions/denials structure, affirmative-defense prompts, and signature area.
Filing checklist + service checklist
What to do after download
Review, sign, file with the court, serve the plaintiff, save proof, and calendar the next court notice.
Proof-review worksheet
Debt-buyer proof issues
Ownership chain, amount support, standing, account documents, timing, and service issues to organize for review.
Illustrative only. The sample is intentionally incomplete and is not a usable filing template, legal advice, attorney review, or a prediction of any outcome.
Founder proof
Built by someone who actually fought a debt buyer pro se.
The founder did not build this from a marketing survey. John DiSalle was sued by Plaza Services in Eau Claire County, Wisconsin. He responded pro se, moved to compel arbitration under the account agreement, and the case was dismissed after the plaintiff failed the arbitration path. No guarantee.
Product preview
One product, one decision: check your deadline and proof issues free, then unlock the $99 Full Defense Packet when you are ready to respond — the court-ready Answer, your full proof-issue report, filing and service checklists, workspace tools, and email support. Pay once or split it into 3 weekly payments. The Full Defense Packet - $99 includes proof-review tools and next-step planning for Kohn Law Firm S.C. cases.
LVNV: assignment chain, Resurgent servicing role, and account-level sale proof.
Midland: account-level purchase records, balance support, and arbitration clues.
Portfolio Recovery: ownership records, account schedule, and itemized balance support.
Other debt buyers: standing, amount, account documents, timing, and service issues.
Common issues to review may include whether the plaintiff can prove ownership chain, amount, standing or authority to sue, account documents, timing, service, and assignment paperwork. Answered helps you preserve and organize issues for review; it does not decide what arguments you should make.
Check my deadline freeWhat happens after payment
After payment, your saved case unlocks the packet download and a filing/service checklist. Your next job is clear: review the packet, download it, sign where required, file it with the court, serve the plaintiff, save proof, and calendar the next court date or deadline.
Deadline note: Your response deadline may already be running. If you do nothing, the plaintiff may ask the court for a default judgment. Preparing and filing a response helps you avoid silence, but it does not guarantee a win, dismissal, or that every court or collection consequence stops.
Filing confidence: The checklist also includes a clerk call script, what-to-bring list, service checklist, proof-saving steps, reminder timeline, and what to do if the clerk rejects the filing. Payment unlocks more than a PDF: a filing checklist, clerk call script, what-to-bring list, service checklist, proof-saving steps, reminder timeline, and rejection troubleshooting for the supported court path.
Refund promise: 30-day product/functionality refund protection if Answered cannot generate or deliver the supported self-help product you bought because of an Answered-side issue. Refunds do not depend on the court result. The refund is about whether Answered delivered the purchased software/document workflow, not whether you win, settle, avoid default, get a dismissal, reduce the debt, or like the court outcome. Refund requests do not pause, extend, reopen, or change court deadlines, filing duties, service duties, hearing dates, or court fees.
Download help: If payment succeeds but a download does not appear, keep the page open and contact support from the account email so Answered can trace the payment and case safely.
Data handling at checkout: Stripe handles card details; Answered never sees your full card number. Answered receives payment status and keeps your case details, uploads, and generated documents in private app storage for your workspace. Answered does not sell lawsuit papers or case data.
Self-help boundary: Answered is self-help software, not a law firm, and it does not represent you. You review, sign, file, and serve the documents yourself unless a separate eligible filing service clearly says otherwise. Attorney review, legal representation, settlement negotiation, and filing service are not included unless a separate eligible service clearly says so. Answered gives you plain-English filing and service checklists, clerk-call prompts, reminders, and proof-saving steps so the next move is organized instead of improvised.
Not for you if
Answered may not be right for you if:
Deadline found
Your answer deadline
Plaintiff
Kohn Law Firm S.C.
Documents
Answer + next filings
Case preview
Frequently asked questions
Is Kohn Law Firm a legitimate law firm?
Yes. Kohn Law Firm S.C. is a Wisconsin collections law firm with a published office at 735 North Water Street in Milwaukee, and it describes itself as representing financial institutions, creditors, municipalities and insurance companies. Collecting debts through a law firm is a lawful business activity, and receiving a letter or court papers from the firm does not mean anything improper has happened — it means a creditor placed an account with litigation counsel.
Is Kohn Law Firm the one suing me?
Usually not in the legal sense. The firm acts as attorney for its client, and the party suing you is the plaintiff named in the case caption — typically a bank, lender, or debt buyer. Read the caption on your summons to identify the plaintiff, because that is whose ownership and proof you get to test.
What should I do first after getting a summons from Kohn Law Firm?
Find your response deadline. It runs from the date you were served and is set by your state and court type — often 20 to 35 days, shorter in some courts. Filing a timely written Answer (or appearing, where your court uses hearings) is what prevents a default judgment.
Can I settle a debt that Kohn Law Firm is handling?
Collection law firms routinely accept settlements and payment plans on their clients' authority, and you can negotiate before or after a lawsuit is filed. If a case is already pending, negotiating does not pause your Answer deadline — the case continues unless it is dismissed or resolved on the record.
State defense guides
Answered helps you find your deadline, identify possible issues in the plaintiff’s papers, and draft a filing-formatted Answer. One unlock if your case fits: Full Defense Packet - $99 (or $33 x 3 weeks) — everything included.
What happens after payment
After payment, your saved case unlocks the packet download and a filing/service checklist. Your next job is clear: review the packet, download it, sign where required, file it with the court, serve the plaintiff, save proof, and calendar the next court date or deadline.
Deadline note: Your response deadline may already be running. If you do nothing, the plaintiff may ask the court for a default judgment. Preparing and filing a response helps you avoid silence, but it does not guarantee a win, dismissal, or that every court or collection consequence stops.
Filing confidence: The checklist also includes a clerk call script, what-to-bring list, service checklist, proof-saving steps, reminder timeline, and what to do if the clerk rejects the filing. Payment unlocks more than a PDF: a filing checklist, clerk call script, what-to-bring list, service checklist, proof-saving steps, reminder timeline, and rejection troubleshooting for the supported court path.
Refund promise: 30-day product/functionality refund protection if Answered cannot generate or deliver the supported self-help product you bought because of an Answered-side issue. Refunds do not depend on the court result. The refund is about whether Answered delivered the purchased software/document workflow, not whether you win, settle, avoid default, get a dismissal, reduce the debt, or like the court outcome. Refund requests do not pause, extend, reopen, or change court deadlines, filing duties, service duties, hearing dates, or court fees.
Download help: If payment succeeds but a download does not appear, keep the page open and contact support from the account email so Answered can trace the payment and case safely.
Data handling at checkout: Stripe handles card details; Answered never sees your full card number. Answered receives payment status and keeps your case details, uploads, and generated documents in private app storage for your workspace. Answered does not sell lawsuit papers or case data.
Self-help boundary: Answered is self-help software, not a law firm, and it does not represent you. You review, sign, file, and serve the documents yourself unless a separate eligible filing service clearly says otherwise. Attorney review, legal representation, settlement negotiation, and filing service are not included unless a separate eligible service clearly says so. Answered gives you plain-English filing and service checklists, clerk-call prompts, reminders, and proof-saving steps so the next move is organized instead of improvised.
