Med-1 Solutions, LLC

Corporate structure

Who owns Med-1 Solutions, LLC?

Med-1 Solutions, LLC is owned by or affiliated with RevOne Companies (owned by William Huff).

Med-1 Solutions, LLC collects and sues on accounts from: Indiana hospital systems and hospital-owned physician groups (documented client: St. Vincent), Hospital, clinic, and physician accounts collected on contingency, Accounts sued on in Indiana small-claims courts with attorney-fee demands.

Is it legit?

Is Med-1 Solutions, LLC legit — and can it still lose in court?

Med-1 Solutions, LLC is a real medical debt collector that sues in its own name operating since 2003, headquartered in Greenwood, IN, and part of RevOne Companies (owned by William Huff) — not a fake company or a phishing scam. But "legitimate" is not the same as "proven." A creditor that sues still has to prove it owns your specific account and the exact amount it claims before a court can rule against you. If you were served, treat the lawsuit seriously: check your deadline first, then make Med-1 Solutions, LLC document ownership, the amount, and timing before you admit anything or pay.

Proof checklist

What to check before you admit, pay, or ignore the lawsuit

A debt-buyer profile is useful only if it helps you act on the papers in front of you. Start with deadline and court track, then review these proof points before default pressure becomes the main issue.

Common issues to review may include whether the plaintiff can prove ownership chain, amount, standing or authority to sue, account documents, timing, service, and assignment paperwork. Answered helps you preserve and organize issues for review; it does not decide what arguments you should make. Consumer debt lawsuit defense in 32 states. Start free — Answered checks whether it can build your Answer before you pay anything. Check your deadline free before any paid packet decision.

Your next steps

What to do if Med-1 Solutions, LLC is suing you

1. 1
   Find your deadline immediatelyYou have a limited number of days to file your Answer after being served — typically 20 to 35 days depending on your state. Missing this deadline results in a default judgment. Check your state’s guide for the exact deadline.
2. 2
   Demand the itemized bill and check the screeningRequest an itemized statement and compare it against your insurance explanation of benefits. Medical accounts often carry billing errors, insurance that was never billed correctly, or financial-assistance screening that never happened — a timely Answer keeps every one of those questions alive.
3. 3
   Check the statute of limitationsCollection plaintiffs sometimes sue on old accounts. If the limitations period in your state has run since your last payment or the charge-off date, you may have a complete defense. Look up the state guide for your jurisdiction.
4. 4
   File your Answer — even if you plan to settleFiling a timely Answer preserves all your defenses and gives you leverage to negotiate a better settlement. Do not ignore the lawsuit expecting it to go away. See your state’s defense guide.

Frequently asked questions

Common questions about Med-1 Solutions, LLC

• Why is Med-1 Solutions suing me instead of the hospital?

  Med-1 collects for hospitals on contingency and files suit in its own name — the federal appellate record in its cases states plainly that the hospital "always maintained ownership" of the debt while Med-1 was the only named plaintiff. That structure survived a jurisdictional challenge, but it makes one demand always worth making: proof of Med-1's authority over your specific account, and the contract behind every dollar it claims.

• How many people does Med-1 sue?

  Deposition testimony in the Kelley case put it at roughly 4,415 collection lawsuits in a single year (October 2006 to October 2007), filed in Indiana small-claims courts, almost all with attorney-fee demands. Newer counts have not been published, but its suits and appellate cases continue through the 2020s.

• Can Med-1 really add $350 or more in attorney fees to a hospital bill?

  Often, yes — if the hospital's admission contract you signed includes a collection-costs clause. The Seventh Circuit upheld Med-1 collecting fees, and even fees-on-fees, where the contract allowed it. That makes the contract itself the document to demand: no signed fee clause, weaker fee claim. One patient's $1,499 bill carried a $375 fee demand — the fee is a distinct, checkable line item.

• What happens in Indiana small claims — do I file an Answer?

  Indiana small claims is informal: there is typically no written Answer requirement — you must appear on your hearing date, or the court can enter a default judgment against you. Appearing is the whole game; BBB complainants describe learning of Med-1 judgments only when wage garnishment began. Check your notice for the appearance date and show up, ready to dispute the balance and the fees.

• Has Med-1 Solutions faced regulatory enforcement?

  No CFPB or Indiana attorney-general enforcement action was found (checked July 2026). Its record is shaped by private federal litigation instead: consumers won an appellate ruling that its "secure message" emails failed the FDCPA's validation-notice rules (the CFPB filed a brief supporting the consumer), while Med-1 prevailed in other suits over its fee practices and a misrouted dispute fax.

• How many CFPB complaints does Med-1 Solutions have?

  The CFPB database records 144 complaints naming Med-1 Solutions, LLC (all-time, checked July 2026), almost all debt-collection and predominantly medical debt, led by "attempts to collect debt not owed." Complaints are consumer-submitted reports, not verified findings of wrongdoing.

• What should I do if Med-1 Solutions is suing me?

  Find your hearing or response date immediately and plan to appear — defaults are how these cases are lost. Before the date, request an itemized bill, compare it against your insurance explanation of benefits, demand the signed contract behind any attorney-fee claim, and put any dispute in writing. If you already paid the bill and only fees remain, that fee claim stands or falls on the contract language.

State defense guides

Sued by Med-1 Solutions, LLC? Find your state